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Home Loan Comparison

Compare & Save
Home Loans

40+ lenders who compete for your business to help you save on your biggest cost.

4.8/5
4,600+ home loans comparedASIC Licensed
MatchWise mascot in front of a sold home
5.75% p.a.
Lowest Rate
$340/mo
Avg. Savings
Your Best Home Loans
Option A
From 5.89%
Option B
From 6.22%
Option C
From 5.79%
Simple by design

From question to home loan offer
in under 3 minutes.

01
Tell us what you need

Property value, deposit, and whether you're buying, refinancing or investing. No personal details required to start.

02
See your real rates

We instantly match you with 40+ lenders and show actual home loan rates — not estimates or ranges.

03
Choose and apply

Compare every offer side by side. Pick the one that works for you and apply directly — one click, no paperwork.

What’s on offer

Home loans built
around you.

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Fixed & variable

Lock in certainty or ride the market — compare both side by side.

Offset accounts

Find loans with 100% offset to cut years off your mortgage.

No exit fees

We filter out lenders that charge you to leave.

Refinance ready

Already have a mortgage? See if switching saves you more.

Why MatchWise?

Built for Australians.
Built without bias.

Real rates. No teaser traps.

We surface only the actual rates you qualify for. No bait rates. No ballpark ranges. What you see is what you get.

No credit score impact.

Every comparison uses a soft enquiry only. Browse freely — your credit score stays exactly where it is.

Free. Always.

MatchWise is 100% free for consumers. We're paid by lenders when you choose their loan. You never pay us a cent.

Real Australians. Real savings.

4,600+ home loans
compared smarter.

★★★★★

“We found a home loan 0.8% lower than our bank's offer. MatchWise saved us $340 a month. Best financial decision we've made.”

Sarah M.
Melbourne — Home Loan
★★★★★

“Refinanced through MatchWise in a week. The rate comparison was instant and the new lender had zero exit fees waiting for us.”

David T.
Perth — Refinance
★★★★★

“First home buyers and had no idea where to start. MatchWise showed us real rates from lenders we'd never heard of — one saved us thousands.”

Priya L.
Brisbane — First Home Buyer

Your best home loan rate is one comparison away.

Join 4,600+ Australians who've compared home loans smarter. No credit check. Free forever.

Compare Now